As an Investment Finance (IF) Analyst, the primary responsibility is to engage stakeholders such as IF Specialist/Transactors, Associate Bankers/Bankers, Risk Managers, Credit Controllers and Technology Business Analyst in the daily course of work.
The candidate is also expected to be proficient in the end-to-end processing of simplified credits by liaising with all the above stake-holders to discuss and subsequently set up credit facilities on CPB platform via:
Ensuring credit needs of client are captured and recommended accordingly in Credit Approval
Ensuring documentation, suitability, KYC, credit risk, Citi policy and Regulatory requirements are considered and compiled with in the approval process
Ensuring credit details are accurately and timely inputted in to various systems and circulated for approval
Working closely with credit controllers to complete systemic setup
Other responsibilities include:
Maintenance of Credit Approval due to changes in limits, re-allocation of limits, cancellation of limits and other aspect of credit details changes
Ensuring continual compliance with Citi Credit Policy/Regulations/Product Programs such as reviewing portfolio collateral concentration, liquidity and limit excess
Leading, coordinating and participating in Strategic/Adhoc projects, system enhancements, Compliance review, Internal Audit, MCA and the likes.
Development Opportunities of the Role:
Prepares candidate for progression opportunities such as IF Specialist or Risk Management Officer
Gains understanding of CPB Credit Policies and Credit Product Programs
Gains understanding of collateral valuation and monitoring processes
Gains understanding of documentation requirements for different types of credit facilities
Builds knowledge of capital market products and derivatives and margin requirements
Participate in structuring complex credit, together with IF Transactor and Specialist, for CPB Platinum clients.
High degree of client's information confidentiality
Comply with the ethical standards contained in the Citigroup Code of Conduct
Ensure that the business unit adheres to firm policies and procedures, regulatory and legislative requirements
A good university degree at a minimum. Knowledge of Finance and Accounting will be an advantage
Up to 5 years of working experience, preferably in a financial institution
Key Competencies / Skills:
Good understanding of financial statements and accounting standards.
Understanding of legal systems and documentation
Understanding of CPB Credit Policies and Credit Product Program
Understanding collateral valuation
Familiarity with Bloomberg terminals
Knowledge of Capital Markets instruments and characteristics
Risk management skills
Personal Attributes/Interpersonal skills:
Ability to work both in a team environment and autonomously
Result oriented individual who is able to work against tight deadlines, and willing to put in long hours when required
Ability to exercise independent thinking, balanced judgment and participate in constructive debates
Strong written and oral communication skills
Job Family Group: Private Client Product Services
Job Family: IF Lending Generalist
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