Why this role is important to us The MF team builds strong, longstanding client relationships and generates considerable net income and balance sheet diversification for State Street. The AVP-Analyst is an integral member of the team and provides important credit and deal support to drive the success of the business.
What you will be responsible for As Assistant Vice President-Analyst you will:
Assist account officer in due diligence and credit underwriting process, including preparing credit approval applications to assess the creditworthiness of the borrower, identify key transaction risks, and articulate clear and concise credit recommendations;
Conduct ongoing credit surveillance on existing portfolio exposures, including preparing annual reviews and internal risk ratings;
Support account officers with the preparation of competitive bids for new and retention business while meeting client-driven procurement requirements;
Collaborate with internal and external deal teams to effectively manage transaction closings and maintain up-to-date legal files;
Assist business team in producing insightful, actionable analytics (incl. return on capital, portfolio forecasting) to inform decision-making on business and product strategy; and
Take ownership of projects, prepare presentations/portfolio reporting and complete administrative tasks to support account officers as needed. What we value These skills will help you succeed in this role:
Demonstrated knowledge in credit markets, risk assessment, and legal documentation (experience in municipal market and credit products is a plus).
Excellent interpersonal skills and ability to collaborate with internal and external stakeholders (including clients).
Superior analytical and problem solving skills.
Effective written and verbal communication skills.
A positive, execution-oriented attitude and a client service mindset.
Strong Excel skills and experience with Bloomberg and Salesforce360 are desirable. Education & Preferred Qualifications
Bachelor's degree in business, economics, finance or liberal arts.
MBA and/or CFA designation or candidacy is a plus.
Minimum of 3+ years of commercial lending experience; municipal market experience is desirable.