Main duties:

• Manage a pipeline of loan applications within a dynamic environment, dealing with high volumes and prioritising workflow accordingly.
• Underwrite loan applications against the Company's lending criteria and credit-related policies.
• Be able to articulate rationale for lending decisions to various levels of internal and external stakeholders.
• Be alert to the risks attributed to a loan application ensuring that the proposal is both suitable and fit for purpose.
• Take responsibility for resolving all relevant underwriting queries, recommending appropriate mitigation of risks where necessary.
• Ensure that Heads of Terms are adhered to as closely as possible throughout the processing of a loan application, recommending alternatives where necessary as a deal progresses.
• Ensure communication with both internal departments and external stakeholders is clear and concise.

Requirements:

• Specialist short-term real estate finance, bridging and property development/refurbishment experience gained in an underwriting role with a principal lender.
• Ability to adopt a pragmatic approach to underwriting property related loans.
• Responsible lending and knowledge of the regulatory framework applicable to the role.