At Citywide Banks, behind our local touch lies the support of one of the nation’s top 100 Banking organizations. This means great resources and career opportunities for our staff! We are currently seeking a Credit Analyst II to join our team in Denver, CO. Under general supervision, the Credit Analyst II is responsible for conducting credit analyses consisting of gathering, analyzing and interpreting credit information for existing and prospective customers in order to assess credit quality and to minimize risk and potential loss on commercial, real estate, agricultural, non-profit and personal loans.
Bachelor’s Degree in Finance or Accounting, 3-5 years of experience as a Credit Analyst or Commercial Loan Officer.
Analyzes historical and projected financial statements for business and personal borrowers and guarantors, identifying and analyzing risks and repayment ability.
Identifies risks related to borrower operations. This will include an understanding of the history of business, ownership, type of business entity, and industry/sector of the borrower.
Analyze projected customer prepared financial statements, which would include Bank-adjusted sensitivity analysis of the projections.
Evaluate of loan relationships identified as problem credits via the completion of problem loan worksheets on a monthly basis.
We can provide you the training and support to develop a great career at Citywide Banks. If you long to join a successful team while expanding your professional skills and experience, then explore a career with us today!
We’re committed to being an Employer of Choice providing a positive, professional work culture that takes care of the welfare of our team members. We believe in:
Talent Development – We provide resources to support internal career growth
Recognition and Reward – We provide competitive compensation and rewards programs
Corporate Citizenship – We’re committed to making a difference in our communities
Balance – We believe in balance between work, leisure, and wellness
Empowerment – We help people grow professionally through empowerment to make decisions and take responsibility for them
We offer competitive compensation and benefits, including:
Paid time off including vacation and sick days, community volunteering, parental leave, and Holidays.
Tuition Benefit plan
401k Retirement plan with company match & Discretionary Profit Sharing plan
Subsidized Medical and Dental insurance
Free Life and Disability insurance coverage
Flexible Spending Accounts
Voluntary Vision, Critical Illness, Hospital Indemnity, and Accident plans
Employee Assistance program for staff and family members
Heartland Financial USA, Inc. a $8 billion bank holding company with 108 banking locations in 85 communities in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas and California. Heartland Financial USA, Inc. is listed on Nasdaq. Its trading symbol is HTLF.